Section 8 as part of a rental portfolio — without the guesswork
Voucher tenants come with steady, government-backed payments and a different set of rules. Here's how payment standards, HAP contracts, and inspections actually work — plus the local data you need to decide whether a market is worth it.
Start here
Becoming a Section 8 landlord
What it takes to participate: PHA approval, lease requirements, and what changes versus a market-rate tenant.
Payment standards vs. Fair Market Rent
How HUD's published FMR figures relate to what your local PHA will actually pay — charted by bedroom size.
HAP contracts explained
What's in a Housing Assistance Payments contract, who pays what and when, and where disputes come from.
HQS / UPCS-V inspections
What inspectors check, how to pass on the first try, and how the move to UPCS-V changes the standard.
Choosing a market
How to read local payment standards, vacancy patterns, and PHA waiting-list data before you buy.
Free tools
Voucher payment estimator
Pull the local payment standard for any ZIP, charted across unit sizes — a fast first cut on rent potential.
Housing authority finder
Identify the PHA for a given address or ZIP, with contact info and program details.
Security deposit & utility estimator
Ballpark the non-rent costs that shape a unit's real economics in a given area.
Property budget calculator
Enter a target cap rate and ZIP code — get the maximum purchase price that hits your return, plus HQS minimum specs and pre-filtered property search links.
Rent reasonableness check
See whether your asking rent falls within the normal Section 8 payment standard range for a ZIP code — before you submit it to the PHA.
Cap-rate & cash-flow calculator
Full deal snapshot: cap rate, cash-on-cash return, and monthly cash flow — rent auto-populated from local FMR data.
DSCR calculator
Check whether a property's Section 8 income covers its debt payments — with pass/fail for 1.20 and 1.25 lender thresholds.
BRRRR calculator
Model a buy-rehab-rent-refinance deal with Section 8 rent: see cash recovered at refi, post-refi cash flow, and whether you hit infinite return.