McCracken County, KY
Section 8 Fair Market Rents · FY 2026
Fair Market Rents by bedroom size
HUD sets FMRs annually. Local PHAs set their payment standards at 90–110% of FMR (higher with HUD approval) — the ranges below are estimates; confirm with the housing authority.
| Bedroom size | Fair Market Rent | Est. payment standard range |
|---|---|---|
| Studio | $729/mo | $656 – $802/mo |
| 1 BR | $851/mo | $766 – $936/mo |
| 2 BR | $1,058/mo | $952 – $1,164/mo |
| 3 BR | $1,269/mo | $1,142 – $1,396/mo |
| 4 BR | $1,775/mo | $1,598 – $1,953/mo |
Fair Market Rent by unit size — McCracken County, KY (FY 2026)
Source: HUD FY 2026 data for McCracken County. Payment standard ranges shown are 90–110% of FMR; actual standards vary by housing authority.
Housing authorities serving McCracken County
This county is served by 2 housing authorities. Each may have its own waiting list, payment standards, and application requirements.
- Housing Authority of Paducah
2330 Ohio St, Paducah, KY, 42003 · 2704433634
- City of Paducah Section 8 Housing Program
2330 Ohio St, Paducah, KY, 42003 · 2704504238
Am I eligible?
To qualify for a Housing Choice Voucher in McCracken County, your household's gross annual income generally must be at or below the limits below (50% of area median income, as set by HUD). Most agencies are required to prioritize applicants at or below 30% AMI for at least 75% of new vouchers.
| Household size | Max gross annual income |
|---|---|
| 1 person | $34,750 |
| 2 people | $39,700 |
| 3 people | $44,650 |
| 4 people | $49,600 |
| 5 people | $53,600 |
| 6 people | $57,550 |
| 7 people | $61,500 |
| 8 people | $65,500 |
Source: HUD Income Limits, 2026. Meeting the income limit does not guarantee a voucher — waiting lists, local preferences, and funding levels vary by housing authority. Learn more about eligibility →
Income-restricted housing in McCracken County
These properties were built or rehabilitated using the federal Low-Income Housing Tax Credit (LIHTC) program and must rent a portion of units below market rate. Many, but not all, accept Section 8 Housing Choice Vouchers — contact the property directly to confirm current availability and voucher acceptance.
IRVIN COBB APARTMENTS
BROADWAY ST., PADUCAH, KY, 42001104 income-restricted units94 1BR, 10 2BRBuilt 20194% + 9% LIHTCCompliance through ~2049SCHOLAR HOUSE OF PADUCAH
OLD NORTH FRIENDSHIP ROAD, PADUCAH, KY, 4200148 income-restricted units48 2BRBuilt 20124% LIHTCCompliance through ~2042BROOKMEADE APARTMENTS
TWINSON CT., PADUCAH, KY, 4200140 income-restricted units32 2BR, 8 3BRBuilt 20084% LIHTCCompliance through ~2038JETTON SCHOOL APARTMENTS
WALTER JETTON BLVD., PADUCAH, KY, 4200120 income-restricted units of 21 total8 1BR, 11 2BR, 2 3BRBuilt 19999% LIHTCCompliance through ~2029
Source: HUD LIHTC Public-Use Database. Properties shown were placed in service within the last 35 years and may still be under compliance obligations. Verify availability, income limits, and voucher acceptance directly with each property. More on finding affordable housing →
Estimate your voucher payment
Enter a McCracken County ZIP code in the Voucher Payment Estimator for a personalized rent and subsidy estimate based on local FMR data.
Estimate payment →Investor: find your price ceiling
Use the Property Budget Calculator to find the max purchase price that hits your target return on a Section 8 unit in this market.
Run the numbers →