Housing Authority of Covington

2300 Madison Ave, Covington, KY, 41014 · ~1,693 units under management

Fair Market Rent by unit size — Covington, KY (2026)

Figures shown are Fair Market Rent for the county this agency primarily serves — the agency's actual payment standard (typically 90–110% of FMR) may differ. Confirm directly with the agency. Full county data: Kenton County

Who this agency serves

Housing Authority of Covington served 462 households across 552 units (84% occupied) as of HUD's 2025 Picture of Subsidized Households data. The typical assisted household here has an average of 2.0 people, an average annual income of $16,598, and pays an average of $409 per month toward rent.

Households served
462 of 552 units
Avg. household income
$16,598
Avg. rent paid by household
$409
Avg. household size
2.0 people
Households with children
39%
Head of household 62+
36%
Head of household with a disability
42%
Avg. wait to move in
12 months

Unit mix: 46% 1-bedroom, 34% 2-bedroom, 20% 3-bedroom.

Source: HUD's Picture of Subsidized Households, 2025— figures reflect this agency's most recent reporting period across all HUD programs it administers, not just Housing Choice Vouchers.

Public housing inspection scores

HUD conducts physical inspections of public housing developments under the REAC (Real Estate Assessment Center) program. Scores run 0–100: 90+ is High Performer, 60–89 is Standard, below 60 is Troubled. This agency administers 10 developments with an average score of 91 (High Performer).

DevelopmentCityScoreProtocolInspected
Eastside Revitalization 2Covington99 High PerformerNSPIREMay 2024
Eastside Revitalization 3Covington96 High PerformerNSPIREMar 2024
LATONIA TERRACECovington95 High PerformerUPCSNov 2022
EmeryCovington94 High PerformerNSPIREMay 2024
Academy FlatsCovington92 High PerformerUPCSFeb 2022
Rivers Edge at Eastside PointeCovington91 High PerformerNSPIREJun 2024
GOLDEN TOWERCovington91 High PerformerUPCSJun 2022
CITY HEIGHTSCovington91 High PerformerUPCSFeb 2023
New Site PropertiesCovington85 StandardNSPIREMay 2024
Eastside Revitalization 1Covington76 StandardNSPIREJun 2024

Source: HUD REAC Physical Inspection Scores — data reflects the most recent inspection for each development. See Understanding REAC and NSPIRE inspection scores for methodology details.

For Renters

Am I eligible?

To qualify for a Housing Choice Voucher through Housing Authority of Covington, your household's gross annual income generally must be at or below the limits below (50% of area median income, as set by HUD). Most agencies are required to prioritize applicants at or below 30% AMI (the Extremely Low Income limit) for at least 75% of new vouchers.

Household sizeMax gross annual income
1 person$38,500
2 people$44,000
3 people$49,500
4 people$54,950
5 people$59,350
6 people$63,750
7 people$68,150
8 people$72,550

Source: HUD Income Limits, 2026. Meeting the income limit does not guarantee a voucher — waiting lists, local preferences, and funding levels vary. Contact Housing Authority of Covington directly for current availability. Learn more about eligibility →

For Renters

Income-restricted housing in Covington, KY

These properties were built or rehabilitated using the federal Low-Income Housing Tax Credit (LIHTC) program and must rent a portion of units below market rate. Many, but not all, accept Section 8 Housing Choice Vouchers — contact the property directly to confirm current availability and voucher acceptance.

Source: HUD LIHTC Public-Use Database. Properties shown were placed in service within the last 35 years and may still be under compliance obligations. Verify availability, income limits, and voucher acceptance directly with each property. More on finding affordable housing →

Applying with this agency

Application processes and waiting-list status vary by agency — contact Housing Authority of Covington directly using the info above, or read our general guide to how to apply and how waiting lists work.

Evaluating this market

Landlords and investors: see becoming a Section 8 landlord and how to read this market's numbers.