Saginaw Housing Commission

1803 Norman St, Saginaw, MI, 48601 · ~1,897 units under management

Call 9897558183

Fair Market Rent by unit size — Saginaw, MI (2026)

Figures shown are Fair Market Rent for the county this agency primarily serves — the agency's actual payment standard (typically 90–110% of FMR) may differ. Confirm directly with the agency. Full county data: Saginaw County

Who this agency serves

Saginaw Housing Commission served 1,691 households across 1,897 units (89% occupied) as of HUD's 2025 Picture of Subsidized Households data. The typical assisted household here has an average of 2.2 people, an average annual income of $15,601, and pays an average of $398 per month toward rent.

Households served
1,691 of 1,897 units
Avg. household income
$15,601
Avg. rent paid by household
$398
Avg. household size
2.2 people
Households with children
44%
Head of household 62+
23%
Head of household with a disability
49%
Avg. wait to move in
6 months

Unit mix: 33% 1-bedroom, 32% 2-bedroom, 34% 3-bedroom.

Source: HUD's Picture of Subsidized Households, 2025— figures reflect this agency's most recent reporting period across all HUD programs it administers, not just Housing Choice Vouchers.

Public housing inspection scores

HUD conducts physical inspections of public housing developments under the REAC (Real Estate Assessment Center) program. Scores run 0–100: 90+ is High Performer, 60–89 is Standard, below 60 is Troubled. This agency administers 6 developments with an average score of 88 (Standard).

DevelopmentCityScoreProtocolInspected
ELMWOOD MANORSaginaw98 High PerformerNSPIREJan 2025
TOWN & GARDENSaginaw98 High PerformerNSPIREJan 2025
ROSIEN TOWERSSaginaw91 High PerformerNSPIREJun 2024
MAPLEWOOD MANORSaginaw91 High PerformerNSPIREJun 2024
PINEWOOD MANORSaginaw89 StandardNSPIREJul 2024
Scattered Sites VSaginaw59 TroubledNSPIREJan 2026

Source: HUD REAC Physical Inspection Scores — data reflects the most recent inspection for each development. See Understanding REAC and NSPIRE inspection scores for methodology details.

For Renters

Am I eligible?

To qualify for a Housing Choice Voucher through Saginaw Housing Commission, your household's gross annual income generally must be at or below the limits below (50% of area median income, as set by HUD). Most agencies are required to prioritize applicants at or below 30% AMI (the Extremely Low Income limit) for at least 75% of new vouchers.

Household sizeMax gross annual income
1 person$29,300
2 people$33,450
3 people$37,650
4 people$41,800
5 people$45,150
6 people$48,500
7 people$51,850
8 people$55,200

Source: HUD Income Limits, 2026. Meeting the income limit does not guarantee a voucher — waiting lists, local preferences, and funding levels vary. Contact Saginaw Housing Commission directly for current availability. Learn more about eligibility →

For Renters

Income-restricted housing in Saginaw, MI

These properties were built or rehabilitated using the federal Low-Income Housing Tax Credit (LIHTC) program and must rent a portion of units below market rate. Many, but not all, accept Section 8 Housing Choice Vouchers — contact the property directly to confirm current availability and voucher acceptance.

Source: HUD LIHTC Public-Use Database. Properties shown were placed in service within the last 35 years and may still be under compliance obligations. Verify availability, income limits, and voucher acceptance directly with each property. More on finding affordable housing →

Applying with this agency

Application processes and waiting-list status vary by agency — contact Saginaw Housing Commission directly using the info above, or read our general guide to how to apply and how waiting lists work.

Evaluating this market

Landlords and investors: see becoming a Section 8 landlord and how to read this market's numbers.