Stearns County, MN
Section 8 Fair Market Rents · FY 2026
Fair Market Rents by bedroom size
HUD sets FMRs annually. Local PHAs set their payment standards at 90–110% of FMR (higher with HUD approval) — the ranges below are estimates; confirm with the housing authority.
| Bedroom size | Fair Market Rent | Est. payment standard range |
|---|---|---|
| Studio | $874/mo | $787 – $961/mo |
| 1 BR | $919/mo | $827 – $1,011/mo |
| 2 BR | $1,206/mo | $1,085 – $1,327/mo |
| 3 BR | $1,604/mo | $1,444 – $1,764/mo |
| 4 BR | $1,873/mo | $1,686 – $2,060/mo |
Fair Market Rent by unit size — Stearns County, MN (FY 2026)
Source: HUD FY 2026 data for Stearns County. Payment standard ranges shown are 90–110% of FMR; actual standards vary by housing authority.
Housing authorities serving Stearns County
This county is served by 4 housing authorities. Each may have its own waiting list, payment standards, and application requirements.
- HRA OF CITY OF MELROSE, MINNESOTA
16 W 1st St S, Melrose, MN, 56352 · 3202564600
- HRA of ST. CLOUD, MINNESOTA
1225 W Saint Germain St, Saint Cloud, MN, 56301 · 3202023174
- HRA of SAUK CENTRE, MINNESOTA
407 1st St N, Sauk Centre, MN, 56378 · 3203522311
- STEARNS COUNTY HRA
401 Westwind Ct, Cold Spring, MN, 56320 · 3206857771
Am I eligible?
To qualify for a Housing Choice Voucher in Stearns County, your household's gross annual income generally must be at or below the limits below (50% of area median income, as set by HUD). Most agencies are required to prioritize applicants at or below 30% AMI for at least 75% of new vouchers.
| Household size | Max gross annual income |
|---|---|
| 1 person | $37,500 |
| 2 people | $42,850 |
| 3 people | $48,200 |
| 4 people | $53,550 |
| 5 people | $57,850 |
| 6 people | $62,150 |
| 7 people | $66,450 |
| 8 people | $70,700 |
Source: HUD Income Limits, 2026. Meeting the income limit does not guarantee a voucher — waiting lists, local preferences, and funding levels vary by housing authority. Learn more about eligibility →
Income-restricted housing in Stearns County
These properties were built or rehabilitated using the federal Low-Income Housing Tax Credit (LIHTC) program and must rent a portion of units below market rate. Many, but not all, accept Section 8 Housing Choice Vouchers — contact the property directly to confirm current availability and voucher acceptance.
- Elderly
WESTFIELD APARTMENTS
215 WESTERN AVENUE SOUTH, BROOTEN, MN, 5631623 income-restricted units of 24 total10 1BR, 14 2BRBuilt 20224% + 9% LIHTCCompliance through ~2052 LINDEN GROVE VETERAN APARTMENTS
4105 12TH AVE N, SAINT CLOUD, MN, 5630337 income-restricted units24 studio, 11 1BR, 2 2BRBuilt 20164% LIHTCCompliance through ~2046CARLSON CROSSING TOWNHOMES (FKA CLOVERDALE)
904 BAKER ST E, SAINT JOSEPH, MN, 5637436 income-restricted units26 2BR, 10 3BRBuilt 20164% + 9% LIHTCCompliance through ~2046BURL OAKS TOWNHOMES
MULTIPLE BUILDING ADDRESSES, SARTELL, MN, 5637737 income-restricted units of 38 total18 2BR, 20 3BRBuilt 20124% LIHTCCompliance through ~2042OAK RIDGE MANOR -- MELROSE
20 NORTH 9TH AVENUE EAST, MELROSE, MN, 5635224 income-restricted units of 25 total25 1BRBuilt 20099% LIHTCCompliance through ~2039H.O.P.E. ON NINTH
525 9TH AVE N, SAINT CLOUD, MN, 5630131 income-restricted units4 studio, 24 1BR, 3 2BRBuilt 20084% LIHTCCompliance through ~2038SUN CREST II
503 SUNCREST DR, AVON, MN, 5631011 income-restricted units of 12 total9 2BR, 3 3BRBuilt 20089% LIHTCCompliance through ~2038MORNINGSIDE TOWNHOMES
MULTIPLE BUILDING ADDRESSES, SAINT JOSEPH, MN, 5637431 income-restricted units of 32 total8 2BR, 24 3BRBuilt 20064% LIHTCCompliance through ~2036WESTWOOD VILLAGE APARTMENTS TWO
822 SAVANNA AVE, SAINT CLOUD, MN, 5630331 income-restricted units of 32 total24 2BR, 8 3BRBuilt 2005Compliance through ~2035SAVANNA APARTMENTS
765 SAVANNA AVE, ST CLOUD, MN, 56303-119560 income-restricted units15 1BR, 45 2BRBuilt 20049% LIHTCCompliance through ~2034PHEASANT CREST TOWNHOMES
MULTIPLE BUILDING ADDRESSES, SARTELL, MN, 5637741 income-restricted units of 42 total21 2BR, 21 3BRBuilt 20044% LIHTCCompliance through ~2034SWISSHELM VILLAGE APARTMENTS TWO
304 LAUDENBACH CT, SAINT CLOUD, MN, 5630131 income-restricted units of 32 total24 2BR, 8 3BRBuilt 20044% LIHTCCompliance through ~2034SWISSHELM VILLAGE APARTMENTS ONE
316 LAUDENBACH CT, SAINT CLOUD, MN, 5630132 income-restricted units24 2BR, 8 3BRBuilt 20044% LIHTCCompliance through ~2034WESTWOOD VILLAGE APARTMENTS
770 SAVANNA AVE, SAINT CLOUD, MN, 5630132 income-restricted units24 2BR, 8 3BRBuilt 20034% LIHTCCompliance through ~2033OAK GROVE TOWNHOMES
MULTIPLE BUILDING ADDRESSES, SAINT CLOUD, MN, 5630129 income-restricted units of 30 total15 2BR, 15 3BRBuilt 20024% LIHTCCompliance through ~2032WOODLAND PARK APARTMENTS
MULTIPLE BUILDING ADDRESSES, SAINT CLOUD, MN, 56301550266 income-restricted units of 86 total46 1BR, 20 2BR, 20 3BRBuilt 20029% LIHTCCompliance through ~2032- Elderly
THE CREEKS TOWNHOMES
721 33RD STREET SOUTH, SAINT CLOUD, MN, 56301-965723 income-restricted units of 24 total8 2BR, 16 3BRBuilt 20004% LIHTCCompliance through ~2030 - 12 income-restricted units4 2BR, 8 3BRBuilt 20004% LIHTCCompliance through ~2030
NATURES EDGE II
4222 CLEARWATER RD, SAINT CLOUD, MN, 5630124 income-restricted units16 2BR, 8 3BRBuilt 20004% LIHTCCompliance through ~2030SCHOOL SQUARE APARTMENTS
MULTIPLE BUILDING ADDRESSES, ALBANY, MN, 5630717 income-restricted units12 2BR, 5 3BRBuilt 20004% LIHTCCompliance through ~2030GRANITE LEDGE TOWNHOMES
1400 2ND ST S, COLD SPRING, MN, 5632023 income-restricted units of 24 total12 2BR, 12 3BRBuilt 19994% LIHTCCompliance through ~2029PARK PLACE TOWNHOMES
MULTIPLE BUILDING ADDRESSES, MELROSE, MN, 5635223 income-restricted units of 24 total12 2BR, 12 3BRBuilt 19994% LIHTCCompliance through ~2029RIDGEVIEW COURT TOWNHOMES
326 SPRUCE ST, PAYNESVILLE, MN, 5636219 income-restricted units of 20 total14 2BR, 6 3BRBuilt 19994% LIHTCCompliance through ~2029NATURES EDGE APARTMENTS
4202 CLEARWATER ROAD, SAINT CLOUD, MN, 56301-978816 income-restricted units8 2BR, 8 3BRBuilt 19984% LIHTCCompliance through ~2028EDEN PLACE APARTMENTS
150 HUTCHESON AVE NE, EDEN VALLEY, MN, 5532911 income-restricted units of 12 total8 2BR, 4 3BRBuilt 19984% LIHTCCompliance through ~2028CITYVIEW TOWNHOMES
921 5TH ST, HOLDINGFORD, MN, 5634011 income-restricted units of 12 total8 2BR, 4 3BRBuilt 19984% LIHTCCompliance through ~2028GRANITE CITY TOWNHOMES
433 33RD AVENUE NORTH, SAINT CLOUD, MN, 56303-305524 income-restricted units8 2BR, 16 3BRBuilt 19964% LIHTCCompliance through ~2026COTTAGE COURT
MULTIPLE BUILDING ADDRESSES, COLD SPRING, MN, 5632026 income-restricted units of 32 totalBuilt 19964% LIHTCCompliance through ~2026COUNTRYSIDE TOWNHOMES
MULTIPLE BUILDING ADDRESSES, ALBANY, MN, 5630712 income-restricted units12 3BRBuilt 19964% LIHTCCompliance through ~2026GRANITE HILL HOMES
MULTIPLE BUILDING ADDRESSES, SARTELL, MN, 5637710 income-restricted units10 3BRBuilt 1995Compliance through ~2025- Elderly
LA CRUZ COMMUNITY
1505-1550 6TH AVENUE SOUTH, SAINT CLOUD, MN, 56301-5767102 income-restricted units of 104 total60 2BR, 24 3BR, 20 4BR+Built 19944% + 9% LIHTCCompliance through ~2024 NEWBURY II
3407 22ND ST S, SAINT CLOUD, MN, 5630124 income-restricted unitsBuilt 1993Compliance through ~2023- 23 income-restricted units of 24 totalBuilt 1992Compliance through ~2022
SPRINGHAVEN PINEWEST II
MULTIPLE BUILDING ADDRESSES, COLD SPRING, MN, 5632026 income-restricted unitsBuilt 1992Compliance through ~2022
Source: HUD LIHTC Public-Use Database. Properties shown were placed in service within the last 35 years and may still be under compliance obligations. Verify availability, income limits, and voucher acceptance directly with each property. More on finding affordable housing →
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