Ray County, MO
Section 8 Fair Market Rents · FY 2026
Fair Market Rents by bedroom size
HUD sets FMRs annually. Local PHAs set their payment standards at 90–110% of FMR (higher with HUD approval) — the ranges below are estimates; confirm with the housing authority.
| Bedroom size | Fair Market Rent | Est. payment standard range |
|---|---|---|
| Studio | $1,095/mo | $986 – $1,205/mo |
| 1 BR | $1,197/mo | $1,077 – $1,317/mo |
| 2 BR | $1,358/mo | $1,222 – $1,494/mo |
| 3 BR | $1,769/mo | $1,592 – $1,946/mo |
| 4 BR | $2,103/mo | $1,893 – $2,313/mo |
Fair Market Rent by unit size — Ray County, MO (FY 2026)
Source: HUD FY 2026 data for Ray County. Payment standard ranges shown are 90–110% of FMR; actual standards vary by housing authority.
Housing authorities serving Ray County
This county is served by 3 housing authorities. Each may have its own waiting list, payment standards, and application requirements.
- Lawson Housing Authority
517 N Doniphan St, Lawson, MO, 64062 · 8162967150
- Ray County Housing Authority
302 N Camden St, Richmond, MO, 64085 · 8164702308
- Richmond Housing Authority
302 N Camden St, Richmond, MO, 64085 · 8164702308
Am I eligible?
To qualify for a Housing Choice Voucher in Ray County, your household's gross annual income generally must be at or below the limits below (50% of area median income, as set by HUD). Most agencies are required to prioritize applicants at or below 30% AMI for at least 75% of new vouchers.
| Household size | Max gross annual income |
|---|---|
| 1 person | $39,700 |
| 2 people | $45,400 |
| 3 people | $51,050 |
| 4 people | $56,700 |
| 5 people | $61,250 |
| 6 people | $65,800 |
| 7 people | $70,350 |
| 8 people | $74,850 |
Source: HUD Income Limits, 2026. Meeting the income limit does not guarantee a voucher — waiting lists, local preferences, and funding levels vary by housing authority. Learn more about eligibility →
Income-restricted housing in Ray County
These properties were built or rehabilitated using the federal Low-Income Housing Tax Credit (LIHTC) program and must rent a portion of units below market rate. Many, but not all, accept Section 8 Housing Choice Vouchers — contact the property directly to confirm current availability and voucher acceptance.
HARVEST HILLS VILLS
1409 HAMRA DRIVE, RICHMOND, MO, 64085-000048 income-restricted units48 2BRBuilt 20174% LIHTCCompliance through ~2047RICHMOND SENIOR HOUSING
115 ALEX LOOP, RICHMOND, MO, 6408540 income-restricted units8 1BR, 32 2BRBuilt 20064% LIHTCCompliance through ~2036RICHMOND-HARDIN PARTNERSHIP
1105 FAIRWAY DR, RICHMOND, MO, 6408532 income-restricted units32 2BRBuilt 19954% LIHTCCompliance through ~2025RICHMOND MANOR APTS
301 E LEXINGTON ST, RICHMOND, MO, 6408536 income-restricted units36 1BRBuilt 1994Compliance through ~2024
Source: HUD LIHTC Public-Use Database. Properties shown were placed in service within the last 35 years and may still be under compliance obligations. Verify availability, income limits, and voucher acceptance directly with each property. More on finding affordable housing →
Estimate your voucher payment
Enter a Ray County ZIP code in the Voucher Payment Estimator for a personalized rent and subsidy estimate based on local FMR data.
Estimate payment →Investor: find your price ceiling
Use the Property Budget Calculator to find the max purchase price that hits your target return on a Section 8 unit in this market.
Run the numbers →