McKinley County, NM
Section 8 Fair Market Rents · FY 2026
Fair Market Rents by bedroom size
HUD sets FMRs annually. Local PHAs set their payment standards at 90–110% of FMR (higher with HUD approval) — the ranges below are estimates; confirm with the housing authority.
| Bedroom size | Fair Market Rent | Est. payment standard range |
|---|---|---|
| Studio | $752/mo | $677 – $827/mo |
| 1 BR | $894/mo | $805 – $983/mo |
| 2 BR | $1,090/mo | $981 – $1,199/mo |
| 3 BR | $1,307/mo | $1,176 – $1,438/mo |
| 4 BR | $1,443/mo | $1,299 – $1,587/mo |
Fair Market Rent by unit size — McKinley County, NM (FY 2026)
Source: HUD FY 2026 data for McKinley County. Payment standard ranges shown are 90–110% of FMR; actual standards vary by housing authority.
Housing authority serving McKinley County
- Housing Authority of the City of Gallup
203 Debra Dr, Gallup, NM, 87301 · 5057224388
Am I eligible?
To qualify for a Housing Choice Voucher in McKinley County, your household's gross annual income generally must be at or below the limits below (50% of area median income, as set by HUD). Most agencies are required to prioritize applicants at or below 30% AMI for at least 75% of new vouchers.
| Household size | Max gross annual income |
|---|---|
| 1 person | $25,550 |
| 2 people | $29,200 |
| 3 people | $32,850 |
| 4 people | $36,450 |
| 5 people | $39,400 |
| 6 people | $42,300 |
| 7 people | $45,200 |
| 8 people | $48,150 |
Source: HUD Income Limits, 2026. Meeting the income limit does not guarantee a voucher — waiting lists, local preferences, and funding levels vary by housing authority. Learn more about eligibility →
Income-restricted housing in McKinley County
These properties were built or rehabilitated using the federal Low-Income Housing Tax Credit (LIHTC) program and must rent a portion of units below market rate. Many, but not all, accept Section 8 Housing Choice Vouchers — contact the property directly to confirm current availability and voucher acceptance.
SAGE APTS
110 RUDY DR, GALLUP, NM, 8730143 income-restricted units of 44 totalBuilt 20099% LIHTCCompliance through ~2039SAGEBRUSH APTS
650 DANI DRIVE, GALLUP, NM, 8730148 income-restricted unitsBuilt 2007Compliance through ~2037- Elderly
VILLA MENTMORE
3420 SANOSTEE DR, GALLUP, NM, 8730152 income-restricted units40 2BR, 12 3BRBuilt 20034% LIHTCCompliance through ~2033 CLIFFSIDE APTS III
601 DANI DR, GALLUP, NM, 8730130 income-restricted units of 31 total4 1BR, 18 2BR, 9 3BRBuilt 20019% LIHTCCompliance through ~2031CLIFFSIDE APTS II
621 DANI DR, GALLUP, NM, 8730130 income-restricted units20 2BR, 10 3BRBuilt 20009% LIHTCCompliance through ~2030VILLA DE GALLUP I
325 KLAGETOH DR, GALLUP, NM, 8730140 income-restricted units20 2BR, 20 3BRBuilt 20004% LIHTCCompliance through ~2030VILLA DE GALLUP II
333 KLAGETOH DR, GALLUP, NM, 8730152 income-restricted units28 2BR, 24 3BRBuilt 20004% LIHTCCompliance through ~2030CLIFFSIDE APTS I
602 DANI DR, GALLUP, NM, 8730144 income-restricted unitsBuilt 19939% LIHTCCompliance through ~2023
Source: HUD LIHTC Public-Use Database. Properties shown were placed in service within the last 35 years and may still be under compliance obligations. Verify availability, income limits, and voucher acceptance directly with each property. More on finding affordable housing →
Estimate your voucher payment
Enter a McKinley County ZIP code in the Voucher Payment Estimator for a personalized rent and subsidy estimate based on local FMR data.
Estimate payment →Investor: find your price ceiling
Use the Property Budget Calculator to find the max purchase price that hits your target return on a Section 8 unit in this market.
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