Cotton County, OK
Section 8 Fair Market Rents · FY 2026
Fair Market Rents by bedroom size
HUD sets FMRs annually. Local PHAs set their payment standards at 90–110% of FMR (higher with HUD approval) — the ranges below are estimates; confirm with the housing authority.
| Bedroom size | Fair Market Rent | Est. payment standard range |
|---|---|---|
| Studio | $728/mo | $655 – $801/mo |
| 1 BR | $733/mo | $660 – $806/mo |
| 2 BR | $962/mo | $866 – $1,058/mo |
| 3 BR | $1,153/mo | $1,038 – $1,268/mo |
| 4 BR | $1,614/mo | $1,453 – $1,775/mo |
Fair Market Rent by unit size — Cotton County, OK (FY 2026)
Source: HUD FY 2026 data for Cotton County. Payment standard ranges shown are 90–110% of FMR; actual standards vary by housing authority.
Housing authorities serving Cotton County
This county is served by 2 housing authorities. Each may have its own waiting list, payment standards, and application requirements.
- Housing Authority of the Town of Temple
100 McClain Dr, Temple, OK, 73568 · 5803425013
- Housing Authority of the City of Walters
500 E California St, Walters, OK, 73572 · 5808752310
Am I eligible?
To qualify for a Housing Choice Voucher in Cotton County, your household's gross annual income generally must be at or below the limits below (50% of area median income, as set by HUD). Most agencies are required to prioritize applicants at or below 30% AMI for at least 75% of new vouchers.
| Household size | Max gross annual income |
|---|---|
| 1 person | $29,600 |
| 2 people | $33,800 |
| 3 people | $38,050 |
| 4 people | $42,250 |
| 5 people | $45,650 |
| 6 people | $49,050 |
| 7 people | $52,400 |
| 8 people | $55,800 |
Source: HUD Income Limits, 2026. Meeting the income limit does not guarantee a voucher — waiting lists, local preferences, and funding levels vary by housing authority. Learn more about eligibility →
Income-restricted housing in Cotton County
These properties were built or rehabilitated using the federal Low-Income Housing Tax Credit (LIHTC) program and must rent a portion of units below market rate. Many, but not all, accept Section 8 Housing Choice Vouchers — contact the property directly to confirm current availability and voucher acceptance.
HERITAGE VILLAGE
406 W INDIANA ST, WALTERS, OK, 7357224 income-restricted units4 1BR, 16 2BR, 4 3BRBuilt 20019% LIHTCCompliance through ~2031
Source: HUD LIHTC Public-Use Database. Properties shown were placed in service within the last 35 years and may still be under compliance obligations. Verify availability, income limits, and voucher acceptance directly with each property. More on finding affordable housing →
Estimate your voucher payment
Enter a Cotton County ZIP code in the Voucher Payment Estimator for a personalized rent and subsidy estimate based on local FMR data.
Estimate payment →Investor: find your price ceiling
Use the Property Budget Calculator to find the max purchase price that hits your target return on a Section 8 unit in this market.
Run the numbers →