Hamilton County, TN
Section 8 Fair Market Rents · FY 2026
Fair Market Rents by bedroom size
HUD sets FMRs annually. Local PHAs set their payment standards at 90–110% of FMR (higher with HUD approval) — the ranges below are estimates; confirm with the housing authority.
| Bedroom size | Fair Market Rent | Est. payment standard range |
|---|---|---|
| Studio | $1,211/mo | $1,090 – $1,332/mo |
| 1 BR | $1,263/mo | $1,137 – $1,389/mo |
| 2 BR | $1,390/mo | $1,251 – $1,529/mo |
| 3 BR | $1,734/mo | $1,561 – $1,907/mo |
| 4 BR | $1,853/mo | $1,668 – $2,038/mo |
Fair Market Rent by unit size — Hamilton County, TN (FY 2026)
Source: HUD FY 2026 data for Hamilton County. Payment standard ranges shown are 90–110% of FMR; actual standards vary by housing authority.
Housing authority serving Hamilton County
- Chattanooga Housing Authority
801 N Holtzclaw Ave, Chattanooga, TN, 37404 · 4237524893
Am I eligible?
To qualify for a Housing Choice Voucher in Hamilton County, your household's gross annual income generally must be at or below the limits below (50% of area median income, as set by HUD). Most agencies are required to prioritize applicants at or below 30% AMI for at least 75% of new vouchers.
| Household size | Max gross annual income |
|---|---|
| 1 person | $34,100 |
| 2 people | $39,000 |
| 3 people | $43,850 |
| 4 people | $48,700 |
| 5 people | $52,600 |
| 6 people | $56,500 |
| 7 people | $60,400 |
| 8 people | $64,300 |
Source: HUD Income Limits, 2026. Meeting the income limit does not guarantee a voucher — waiting lists, local preferences, and funding levels vary by housing authority. Learn more about eligibility →
Income-restricted housing in Hamilton County
These properties were built or rehabilitated using the federal Low-Income Housing Tax Credit (LIHTC) program and must rent a portion of units below market rate. Many, but not all, accept Section 8 Housing Choice Vouchers — contact the property directly to confirm current availability and voucher acceptance.
- Elderly
HILL PLACE APARTMENTS
122 CREAMERY WAY, SALE CREEK, TN, 3737364 income-restricted units8 1BR, 42 2BR, 14 3BRBuilt 2024Compliance through ~2054 - Elderly
THE RESERVE AT MOUNTAIN PASS
4905 CENTRAL AVENUE, CHATTANOOGA, TN, 37410240 income-restricted units117 2BR, 123 3BRBuilt 20249% LIHTCCompliance through ~2054 - Elderly
CAMPBELL RIDGE APARTMENTS
3401 CAMPBELL ST., CHATTANOOGA, TN, 37406142 income-restricted units16 1BR, 110 2BR, 16 3BRBuilt 20229% LIHTCCompliance through ~2052 CROMWELL HILLS
3940 CAMELLIA DRIVE, CHATTANOOGA, TN, 37421200 income-restricted units42 1BR, 108 2BR, 40 3BR, 10 4BR+Built 20219% LIHTCCompliance through ~2051EMERALD VILLAGES - GLENWOOD EAST
2516 JUDSON LANE, CHATTANOOGA, TN, 3740629 income-restricted units18 2BR, 10 3BR, 1 4BR+Built 20209% LIHTCCompliance through ~2050EMERALD VILLAGES - GLENWOOD NORTH
107 DEVEL LANE, CHATTANOOGA, TN, 3740514 income-restricted units8 2BR, 4 3BR, 2 4BR+Built 20209% LIHTCCompliance through ~2050EMERALD VILLAGES - MISSIONARY HEIGHTS
500 LATIMORE STREET, CHATTANOOGA, TN, 3740644 income-restricted units30 2BR, 14 3BRBuilt 20209% LIHTCCompliance through ~2050EMERALD VILLAGES - WOODSIDE
3012 WOODSIDE STREET, CHATTANOOGA, TN, 3740724 income-restricted units10 2BR, 6 3BR, 8 4BR+Built 20209% LIHTCCompliance through ~2050CHESTNUT FLATS
2120 CHESTNUT ST., CHATTANOOGA, TN, 37408199 income-restricted units93 1BR, 60 2BR, 46 3BRBuilt 20199% LIHTCCompliance through ~2049BAYBERRY APARTMENTS
2300 WILSON STREET, CHATTANOOGA, TN, 37406163 income-restricted units of 164 total24 1BR, 105 2BR, 35 3BRBuilt 20174% + 9% LIHTCCompliance through ~2047- 161 income-restricted units of 202 total70 studio, 132 1BRBuilt 20174% + 9% LIHTCCompliance through ~2047
ALTON PLACE APTS
233 CROLL CT, CHATTANOOGA, TN, 3741088 income-restricted units67 2BR, 21 3BRBuilt 2012Compliance through ~2042MAPLE HILL APTS
1993 MAPLE HILLS WAY, CHATTANOOGA, TN, 3740648 income-restricted units35 2BR, 13 3BRBuilt 2012Compliance through ~2042GREENWOOD TERRACE
3008 DEE DR, CHATTANOOGA, TN, 3740698 income-restricted units58 2BR, 32 3BR, 8 4BR+Built 20084% LIHTCCompliance through ~2038NORTHGATE CROSSING
1664 GREENDALE WAY, HIXSON, TN, 37343108 income-restricted units48 1BR, 60 2BRBuilt 20089% LIHTCCompliance through ~2038VISTA RIDGE
10405 CARD RD, SODDY DAISY, TN, 3737978 income-restricted units32 2BR, 46 3BRBuilt 20084% LIHTCCompliance through ~2038JOHN CALVIN APTS
364 NORTHGATE MALL DR, HIXSON, TN, 3734395 income-restricted units95 1BRBuilt 20084% + 9% LIHTCCompliance through ~2038HILLSDALE PLACE APTS
1524 OLD RINGGOLD RD, CHATTANOOGA, TN, 3740432 income-restricted units8 1BR, 16 2BR, 8 3BRBuilt 20074% LIHTCCompliance through ~2037HIXSON COURT APTS
3825 HIXSON PIKE, CHATTANOOGA, TN, 37415108 income-restricted unitsBuilt 20074% LIHTCCompliance through ~2037JOHNSON APTS (CHATTANOOGA)
2195 CAMDEN ST, CHATTANOOGA, TN, 3740657 income-restricted units38 2BR, 19 3BRBuilt 20074% LIHTCCompliance through ~2037CUMMINGS PLACE APTS
22 STARVIEW LN, CHATTANOOGA, TN, 3741992 income-restricted units71 2BR, 21 3BRBuilt 20074% LIHTCCompliance through ~2037VILLAGES AT ALTON PARK PHASE III
3750 HUGHES AVE, CHATTANOOGA, TN, 37410102 income-restricted units8 1BR, 46 2BR, 44 3BR, 4 4BR+Built 20069% LIHTCCompliance through ~2036VILLAGES AT ALTON PARK PHASE II
3750 HUGHES AVE, CHATTANOOGA, TN, 37410101 income-restricted units12 1BR, 47 2BR, 38 3BR, 4 4BR+Built 20054% LIHTCCompliance through ~2035VILLAGES AT ALTON PARK PHASE I
301 WATER ST, CHATTANOOGA, TN, 3741072 income-restricted units15 1BR, 20 2BR, 34 3BR, 3 4BR+Built 20054% LIHTCCompliance through ~2035STONERIDGE PARK APTS
1020 W 37TH ST, CHATTANOOGA, TN, 3741070 income-restricted units10 1BR, 36 2BR, 24 3BRBuilt 20054% LIHTCCompliance through ~2035- Elderly
DOGWOOD PLACE APTS
201 EADS ST, EAST RIDGE, TN, 37412140 income-restricted units100 2BR, 40 3BRBuilt 20044% LIHTCCompliance through ~2034 - Elderly
BOYNTON OVERLOOK
1201 BOYNTON DR, CHATTANOOGA, TN, 37402162 income-restricted units of 160 total15 studio, 123 1BR, 24 2BRBuilt 20044% + 9% LIHTCCompliance through ~2034 - Elderly
ALEXIAN COURT APTS
4603 ST ELMO AVE, CHATTANOOGA, TN, 3740947 income-restricted units2 studio, 23 1BR, 22 2BRBuilt 20034% + 9% LIHTCCompliance through ~2033 GRANITE HEIGHTS
1404 2 N CHAMBERLAIN AVE, CHATTANOOGA, TN60 income-restricted units12 2BR, 48 3BRBuilt 20014% + 9% LIHTCCompliance through ~2031CNE AFFORDABLE HOUSING VII
779 E MARTIN L KING BLVD, CHATTANOOGA, TN, 3740320 income-restricted units14 2BR, 6 3BRBuilt 20014% + 9% LIHTCCompliance through ~2031DODSON AVENUE APTS
457 DODSON AVE, CHATTANOOGA, TN, 3740440 income-restricted units28 2BR, 12 3BRBuilt 20004% + 9% LIHTCCompliance through ~2030HILL CITY TERRACE
610 MERRIAM ST, CHATTANOOGA, TN, 3740518 income-restricted units4 2BR, 14 3BRBuilt 20004% + 9% LIHTCCompliance through ~2030RAINBOW CREEK APTS
7604 STANDIFER GAP RD, CHATTANOOGA, TN, 37421150 income-restricted units112 2BR, 38 3BRBuilt 20004% + 9% LIHTCCompliance through ~2030FIFTH STREET RENTAL
522 E FIFTH ST, CHATTANOOGA, TN, 3740320 income-restricted units13 studio, 5 1BR, 2 2BRBuilt 19974% LIHTCCompliance through ~2027- Elderly
MITCHELL & READ QUADS
1711 READ AVE, CHATTANOOGA, TN, 3740820 income-restricted units20 3BRBuilt 19974% + 9% LIHTCCompliance through ~2027 HILL CITY RENTAL
16 WERT ST, CHATTANOOGA, TN, 3740518 income-restricted units4 2BR, 14 3BRBuilt 19964% + 9% LIHTCCompliance through ~2026PATTEN TOWERS APTS
1 E 11TH ST, CHATTANOOGA, TN, 37402221 income-restricted units32 studio, 188 1BR, 1 2BRBuilt 19964% + 9% LIHTCCompliance through ~2026- Elderly
FORT NEGLEY APTS PHASE I
1514 MITCHELL AVE, CHATTANOOGA, TN, 3740813 income-restricted units12 2BR, 1 4BR+Built 19934% + 9% LIHTCCompliance through ~2023
Source: HUD LIHTC Public-Use Database. Properties shown were placed in service within the last 35 years and may still be under compliance obligations. Verify availability, income limits, and voucher acceptance directly with each property. More on finding affordable housing →
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