Bay County, MI
Section 8 Fair Market Rents · FY 2026
Fair Market Rents by bedroom size
HUD sets FMRs annually. Local PHAs set their payment standards at 90–110% of FMR (higher with HUD approval) — the ranges below are estimates; confirm with the housing authority.
| Bedroom size | Fair Market Rent | Est. payment standard range |
|---|---|---|
| Studio | $809/mo | $728 – $890/mo |
| 1 BR | $814/mo | $733 – $895/mo |
| 2 BR | $1,030/mo | $927 – $1,133/mo |
| 3 BR | $1,399/mo | $1,259 – $1,539/mo |
| 4 BR | $1,518/mo | $1,366 – $1,670/mo |
Fair Market Rent by unit size — Bay County, MI (FY 2026)
Source: HUD FY 2026 data for Bay County. Payment standard ranges shown are 90–110% of FMR; actual standards vary by housing authority.
Housing authorities serving Bay County
This county is served by 2 housing authorities. Each may have its own waiting list, payment standards, and application requirements.
- Bay County Housing Department
798 N Pine Rd, Essexville, MI, 48732 · 9898958191
- Bay City Housing Commission
315 14th St, Bay City, MI, 48708 · 9898929581
Am I eligible?
To qualify for a Housing Choice Voucher in Bay County, your household's gross annual income generally must be at or below the limits below (50% of area median income, as set by HUD). Most agencies are required to prioritize applicants at or below 30% AMI for at least 75% of new vouchers.
| Household size | Max gross annual income |
|---|---|
| 1 person | $31,500 |
| 2 people | $36,000 |
| 3 people | $40,500 |
| 4 people | $44,950 |
| 5 people | $48,550 |
| 6 people | $52,150 |
| 7 people | $55,750 |
| 8 people | $59,350 |
Source: HUD Income Limits, 2026. Meeting the income limit does not guarantee a voucher — waiting lists, local preferences, and funding levels vary by housing authority. Learn more about eligibility →
Income-restricted housing in Bay County
These properties were built or rehabilitated using the federal Low-Income Housing Tax Credit (LIHTC) program and must rent a portion of units below market rate. Many, but not all, accept Section 8 Housing Choice Vouchers — contact the property directly to confirm current availability and voucher acceptance.
CENTER RIDGE ARMS
798 NORTH PINE ROAD, HAMPTON TWP, MI, 48732-0000100 income-restricted units100 1BRBuilt 20219% LIHTCCompliance through ~2051- Elderly
AUBURN SQUARE APARTMENTS
4815 GARFIELD ROAD, AUBURN, MI, 48961-000124 income-restricted units12 1BR, 12 2BRBuilt 20194% + 9% LIHTCCompliance through ~2049 - Elderly
MAPLEWOOD MANOR (BAY CITY)
1200 N. MADISON AVENUE, BAY CITY, MI, 48708-0000158 income-restricted units157 1BR, 1 2BRBuilt 20154% + 9% LIHTCCompliance through ~2045 ALDERWOOD ESTATES
4020 CAMBRIA DR, BAY CITY, MI, 48706149 income-restricted units of 146 totalBuilt 2007Compliance through ~2037PINEVIEW APTS
854 N PINE RD, ESSEXVILLE, MI, 48732139 income-restricted units123 1BR, 16 2BRBuilt 20059% LIHTCCompliance through ~2035GARFIELD MANOR
1011 FRASER ST, BAY CITY, MI, 4870826 income-restricted units26 1BRBuilt 19974% LIHTCCompliance through ~2027PINCONNING SENIOR
300 N ST, PINCONNING, MI, 4865026 income-restricted units26 1BRBuilt 19959% LIHTCCompliance through ~2025RIVERWALK MEADOWS (BAY CITY)
505 GERMANIA ST, BAY CITY, MI, 4870649 income-restricted units of 50 total35 1BR, 15 2BRBuilt 19954% LIHTCCompliance through ~2025
Source: HUD LIHTC Public-Use Database. Properties shown were placed in service within the last 35 years and may still be under compliance obligations. Verify availability, income limits, and voucher acceptance directly with each property. More on finding affordable housing →
Estimate your voucher payment
Enter a Bay County ZIP code in the Voucher Payment Estimator for a personalized rent and subsidy estimate based on local FMR data.
Estimate payment →Investor: find your price ceiling
Use the Property Budget Calculator to find the max purchase price that hits your target return on a Section 8 unit in this market.
Run the numbers →