Bay City Housing Commission
315 14th St, Bay City, MI, 48708 · ~193 units under management
Fair Market Rent by unit size — Bay City, MI (2026)
Figures shown are Fair Market Rent for the county this agency primarily serves — the agency's actual payment standard (typically 90–110% of FMR) may differ. Confirm directly with the agency. Full county data: Bay County
Who this agency serves
Bay City Housing Commission served 189 households across 193 units (98% occupied) as of HUD's 2025 Picture of Subsidized Households data. The typical assisted household here has an average of 3.0 people, an average annual income of $26,748, and pays an average of $587 per month toward rent.
- Households served
- 189 of 193 units
- Avg. household income
- $26,748
- Avg. rent paid by household
- $587
- Avg. household size
- 3.0 people
- Households with children
- 68%
- Head of household 62+
- 9%
- Head of household with a disability
- 34%
- Avg. wait to move in
- 15 months
Unit mix: 11% 1-bedroom, 24% 2-bedroom, 65% 3-bedroom.
Source: HUD's Picture of Subsidized Households, 2025— figures reflect this agency's most recent reporting period across all HUD programs it administers, not just Housing Choice Vouchers.
Public housing inspection scores
HUD conducts physical inspections of public housing developments under the REAC (Real Estate Assessment Center) program. Scores run 0–100: 90+ is High Performer, 60–89 is Standard, below 60 is Troubled. This agency administers 1 development with an average score of 91 (High Performer).
| Development | City | Score | Protocol | Inspected |
|---|---|---|---|---|
| SCATTERED SITE HOUSING | Bay City | 91 High Performer | NSPIRE | Dec 2025 |
Source: HUD REAC Physical Inspection Scores — data reflects the most recent inspection for each development. See Understanding REAC and NSPIRE inspection scores for methodology details.
Am I eligible?
To qualify for a Housing Choice Voucher through Bay City Housing Commission, your household's gross annual income generally must be at or below the limits below (50% of area median income, as set by HUD). Most agencies are required to prioritize applicants at or below 30% AMI (the Extremely Low Income limit) for at least 75% of new vouchers.
| Household size | Max gross annual income |
|---|---|
| 1 person | $31,500 |
| 2 people | $36,000 |
| 3 people | $40,500 |
| 4 people | $44,950 |
| 5 people | $48,550 |
| 6 people | $52,150 |
| 7 people | $55,750 |
| 8 people | $59,350 |
Source: HUD Income Limits, 2026. Meeting the income limit does not guarantee a voucher — waiting lists, local preferences, and funding levels vary. Contact Bay City Housing Commission directly for current availability. Learn more about eligibility →
Income-restricted housing in Bay City, MI
These properties were built or rehabilitated using the federal Low-Income Housing Tax Credit (LIHTC) program and must rent a portion of units below market rate. Many, but not all, accept Section 8 Housing Choice Vouchers — contact the property directly to confirm current availability and voucher acceptance.
CENTER RIDGE ARMS
798 NORTH PINE ROAD, HAMPTON TWP, MI, 48732-0000100 income-restricted units100 1BRBuilt 20219% LIHTCCompliance through ~2051- Elderly
AUBURN SQUARE APARTMENTS
4815 GARFIELD ROAD, AUBURN, MI, 48961-000124 income-restricted units12 1BR, 12 2BRBuilt 20194% + 9% LIHTCCompliance through ~2049 - Elderly
MAPLEWOOD MANOR (BAY CITY)
1200 N. MADISON AVENUE, BAY CITY, MI, 48708-0000158 income-restricted units157 1BR, 1 2BRBuilt 20154% + 9% LIHTCCompliance through ~2045 ALDERWOOD ESTATES
4020 CAMBRIA DR, BAY CITY, MI, 48706149 income-restricted units of 146 totalBuilt 2007Compliance through ~2037PINEVIEW APTS
854 N PINE RD, ESSEXVILLE, MI, 48732139 income-restricted units123 1BR, 16 2BRBuilt 20059% LIHTCCompliance through ~2035GARFIELD MANOR
1011 FRASER ST, BAY CITY, MI, 4870826 income-restricted units26 1BRBuilt 19974% LIHTCCompliance through ~2027PINCONNING SENIOR
300 N ST, PINCONNING, MI, 4865026 income-restricted units26 1BRBuilt 19959% LIHTCCompliance through ~2025RIVERWALK MEADOWS (BAY CITY)
505 GERMANIA ST, BAY CITY, MI, 4870649 income-restricted units of 50 total35 1BR, 15 2BRBuilt 19954% LIHTCCompliance through ~2025
Source: HUD LIHTC Public-Use Database. Properties shown were placed in service within the last 35 years and may still be under compliance obligations. Verify availability, income limits, and voucher acceptance directly with each property. More on finding affordable housing →
Applying with this agency
Application processes and waiting-list status vary by agency — contact Bay City Housing Commission directly using the info above, or read our general guide to how to apply and how waiting lists work.
Evaluating this market
Landlords and investors: see becoming a Section 8 landlord and how to read this market's numbers.